The Best Way to Use the $200 American Express Travel Credit

American Express has been on a streak adding new benefits to their flagship Platinum card. Their latest addition is a $200 travel credit. This is on top of the $400 in offers that were released last month and in addition to their airline credit.

What: $200 Travel Credit for travel booked through Includes airfare, hotel, cruises, car rentals and tours.

When: Usable through December 31st, 2021

AmexTravel usually has pretty standard rates for plane tickets and most fares. Whatever you book through them will now be $200 off and have a guaranteed refund if you need to cancel. That being said, there are some ways you can make that money go even further.


Amex is running two types of promotions on plane tickets: Insider Fare and Recommended Flights. Though you will save $200 overall with the travel credit, I could not find any fares that were cheaper than google flights. In addition, Insider Fare is denominated in points (though they are decent) so the credit does not apply.

The Fine Hotel and Resort Collection

Amex Platinum members can get insane offerings at awesome hotels in popular spots by booking through the Fine Hotel and Resort Collection. Let’s look at a few different locations over a theoretical one night stay (29-30 May) over Memorial Day weekend:

Washington DC

The Jefferson

Their Website : $580/night
AmexTravel $530/night

The booking is cheaper through the Hotel and Resorts collection. Keep in mind, this is not including the $200 credit you will receive off the price. The booking also includes:

  • $100 Food and Drink Credit within the hotel
  • Daily breakfast for two
  • If available, room upgrade upon arrival
  • Guaranteed 4pm late checkout
  • Early check in at noon

San Diego

Four Seasons

Their Website $350/night

AmexTravel $350/night
  • $150 for the first night after credit
  • $100 property credit. Good for spa as well as food and drinks.
  • 4pm late checkout
  • Early check in
  • Room upgrade when available

Amex was also running a deal for this hotel where you book two nights and get a third one complimentary. These are constantly changing but most locations had at least one place offering this from what I’ve seen.

Money Gouge Tip: Ritz Carlton

Do not use Amex travel for the Ritz Carlton if you are in the military. They have a much more lucrative deal for military which you can read about here.

Final Thoughts

American Express continues to impress with their Platinum card. If you are curious about some of the other great benefits you can check them out here. This $200 credit is a way to make the card more useful in a COVID world; although it’s still not as good as the $300 travel credit on the Chase Sapphire Reserve that can be used for almost anything. Plane tickets and cruises might be hard to book for a while but you do have until the end of the year. Ultimately, the best way to use this credit is to combine it with the perks of the Fine Resorts and Hotels Collection. Combining these allows you to have an amazing weekend in a 5 star hotel without paying 5 star prices.

Written by: Dan Tapia

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