Investment Ideas for the USAA Career Starter Loan

A few years back both my wife and I took out our USAA Career Starter Loan. I have always been interested in finance and was very excited at the opportunity to invest this money. My wife is not interested in finance at all and also ended up investing her money. The cool part about thisContinue reading “Investment Ideas for the USAA Career Starter Loan”

How Your Credit Score is Broken Down

Contents What is a Credit Score? Where Does it Come From? How is it Calculated? What’s a Good Credit Score? What is a Credit Score? Your credit score is a three digit number used by lenders and many other institutions to gauge how much they can trust you to pay back debts, loans, or anyContinue reading “How Your Credit Score is Broken Down”

Does Your Credit Score Matter?

Imagine two people, not unlike ourselves, moving into a new town for work. They’ve been asked to help head up a new branch that their employer is opening up. They hold identical positions, work the same hours, receive the same salary, and have become good friends over the past few years. A mutual contact putsContinue reading “Does Your Credit Score Matter?”

Build Your Credit Now with SeedFi

For those of us with little or poor credit, the cards seem to be stacked against us. Banks, credit card companies, and even phone companies like to see a solid credit history before offering you their products, but it’s hard to build your credit unless you have access to them. So where do we start?Continue reading “Build Your Credit Now with SeedFi”

Take Control of Your Credit

It’s rarely the case that anyone with poor credit is able to fix it overnight. The good news is our credit is entirely within our control, and there are simple, practical actions we can all take to build it. Similar to a fitness test, if we’re able to do a lot of crunches or runContinue reading “Take Control of Your Credit”

Understanding the Current Housing Market Trends and Where It’s Headed Next

The red hot housing market has been giving the summer heat a run for its money! The dramatic rise in prices (about 16% since last April) has been a roller coaster ride for buyers and sellers alike. Whether you are a homeowner or looking to be one the price of homes has a significant impactContinue reading “Understanding the Current Housing Market Trends and Where It’s Headed Next”

Tired of Robinhood? Here are Your Best Options

I have loved and used Robinhood for a while now. That being said, I totally understand the increasing frustration with its performance. It began last March when volatile markets made Robinhood users unable to trade their stocks. This has continued, and was dramatically shown with the Gamestop debacle. Many traders who made a ton ofContinue reading “Tired of Robinhood? Here are Your Best Options”

Practical Ways to Create Passive Income

Passive income is one of the most popular topics in personal finance. And for good reason! There is nothing more appealing than having monthly income show up in your bank account after doing zero work. However, getting to this point is not always a simple task. The first thing to understand is that building passiveContinue reading “Practical Ways to Create Passive Income”

The Best Way to Use the $200 American Express Travel Credit

American Express has been on a streak adding new benefits to their flagship Platinum card. Their latest addition is a $200 travel credit. This is on top of the $400 in offers that were released last month and in addition to their airline credit. What: $200 Travel Credit for travel booked through Includes airfare,Continue reading “The Best Way to Use the $200 American Express Travel Credit”

Ritz Carlton: The Ultimate Military Discount

The Ritz Carlton is arguably the best military discount (outside of those offered by major credit card companies). You can easily score 50% off the lowest rate available online just by following these steps: Yes, these five star hotels frequented by movie stars and wealthy vacationers are incredibly friendly (affordable) for military customers. Let’s walkContinue reading “Ritz Carlton: The Ultimate Military Discount”